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Why Choose Stashfin
Benefits that make us different
We've reimagined the loan experience to make it faster, more transparent, and tailored to your needs.
How to get a loan
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Download the Stashfin app and complete a quick registration.
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Fill out a simple application and upload required documents.
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Receive instant approval based on your profile and credit score.
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Get funds directly in your bank account within hours.
Our products
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Check your CIBIL score in 10 seconds on Stashfin app.
Instant Loan
Get instant credit limit of up to 5 Lakhs with flexible tenure.
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Get your detailed CIBIL report and expert insights on your score.
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Frequently asked questions
Everything you need to know about the product and billing.
It's simple! Visit www.stashfin.com or download Stashfin app. Fill in your basic details and click on Proceed. Verify OTP. Fill in mandatory personal and professional fields. Upload your bank statement and other required documents. You will be informed when your loan is approved along with details related to interest rate and tenure.
If you are eligible for this offer, then every time you transfer funds to your bank account, you can repay the same amount at 0% interest rate before/on your Bill Date. We will be deducting up to 2.85% as transaction fees and applicable GST upfront on such transfer.
Any Indian citizen residing in India, above the age of 18, with a proof of current employment, earning a monthly salary of Rs.15,000 and above, a bank account, and a valid identity and address proof can apply.
A good CIBIL can help you with the following : 1. Quick Approval of Loans 2. Low-Interest Rate Credits 3. Higher Approval Limits
Bonds are fixed-income securities where you lend money to an issuer (like a company or government) for a fixed period. In return, you receive periodic interest payments and get your principal amount back at maturity.
Corporate bonds offer higher returns than Fixed Deposits (FDs), stable income, and lower risk compared to stocks. They are a great way to diversify your investment portfolio while ensuring predictable earnings.
Investing in bonds through Stashfin app is quick and seamless. Explore available bonds on Stashfin App. Complete a quick KYC & Demat verification. Invest digitally with ease.
While bonds are safer than stocks, they come with risk of issuer default, bond value fluctuations, and difficulty selling before maturity.
Yes, a Demat account is mandatory to hold and trade bonds in electronic form. If you don’t have one, you can easily open it through our platform during the investment process.
Bond returns are fixed and predictable, but they are not "guaranteed" like bank FDs. The issuer’s ability to repay depends on their financial health, which is reflected in the bond’s credit rating. Higher-rated bonds (AAA, AA) are more secure, while BBB-rated bonds offer higher returns with slightly more risk.
Credit ratings reflect the financial health of a bond issuer. Higher-rated bonds (AAA, AA) are safer but offer lower returns, while BBB-rated bonds provide higher yields with slightly more risk. Stashfin offers a curated selection of AAA to BBB-rated bonds, balancing safety and returns.