Scan and Go
Accepted by millions of merchants. From your morning coffee to high-end retail, just scan and choose your funding source.
Fast, Secure UPI Payments UPI Payments
Experience the power of choice. Pay anyone, anywhere, instantly from your savings or credit.
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Why Choose UPI Over Other Payment Methods?
UPI has become the default way India moves money, and for good reason. It settles directly between
bank accounts in real time, it works the same way at a neighbourhood shop as it does on a large
marketplace, and it costs you nothing to use. The points below explain what you actually gain when
you pay by UPI instead of cash, cards or a wallet.
Masked Financial Privacy:
Your actual bank account and credit card numbers are never exposed to merchants during a
transaction. Your UPI ID acts as a secure, permanent privacy shield.
Zero Maintenance Fees:
The UPI network carries no annual renewal fees, issuance charges, or replacement costs, keeping your
transaction ecosystem completely free.
Universal QR Interoperability:
One QR code works across every UPI app and every participating bank. You are never locked into a
single provider's network, and any UPI app can scan and pay the same merchant code.
Direct Bank-to-Bank Routing:
Your money never sits in a vulnerable third-party digital wallet or intermediary holding area. Funds
are routed directly between RBI-regulated financial institutions.
Hardware-Level Security (Device Binding):
The UPI protocol binds itself directly to your specific SIM card and phone hardware. Your account
cannot be accessed, cloned, or logged into from a remote device.
Instant Settlement Finality:
Transactions clear with absolute finality in real-time, 24x7x365, eliminating the clearing windows
or settlement delays found in legacy electronic transfers.
Unified Ecosystem:
A single UPI ID seamlessly connects multiple bank accounts and funding sources into a single
network, eliminating the need to manage fragmented payment platforms.
Streamlined Digital Audit Trail:
Every transaction creates an unalterable, instant digital passbook entry directly between banks,
providing a permanent financial record without the need for physical receipts.
The Ultimate Payment App
Why limit how you pay? Stashfin UPI aggregates your financial power into a single, seamless interface.
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Your Credit Line, On Tap:
Use your Stashfin credit limit for daily UPI transactions.
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RuPay Ready:
Link your RuPay credit cards for rewards on every scan.
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Direct Bank Transfers:
Standard UPI, optimized for speed.
Learn More About Stashfin UPI
UPI Limits & Charges
Instant bill settlement · Zero convenience fees · 100% secure and digital
UPI PIN Management
4 or 6 digit PIN authentication · 100% digital setup · PIN not required to receive funds
UPI ID Management
Instant VPA creation · Zero platform management fees · NPCI-compliant & digital
UPI Failed Transactions & Refunds
100% automated refund · Reversal timeline as per NPCI · Real-time status tracking
Bank Accounts & UPI Linking
Instant linking via mobile number · Automated account fetch · Multi-bank profile setup
Get Started in Seconds
Sign up
Download the Stashfin app and complete a quick registration.
Apply online
SFill out a simple application and upload required documents.
Get approved
Receive instant approval based on your profile and credit score.
Receive funds
Get funds directly in your bank account within hours.
Move Money in Seconds
Whether you are paying rent, buying groceries, or splitting the bill, you can send money to any UPI ID or phone number instantly. There are no hidden fees, just pure speed!
Frequently Asked Questions
UPI (Unified Payments Interface) is a real-time payment system built by NPCI that moves money directly between two bank accounts. You create a UPI ID, link it to your bank account or Stashfin credit line, and authorise each payment with a UPI PIN. The transfer settles immediately, 24x7.
