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SEBI-regulated Bonds

Invest & earn fixed monthly income with returns up to 15%

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100% paperless investment journey in SEBI-regulated bonds

Documents required for starting investment:

PAN Card
PAN Card Number
Demat Account
Demat Account Number
Aadhaar Card
Aadhaar Card Number
Bank Account
Bank account details

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ABOUT CORPORATE BONDS

Earn monthly income with corporate bonds

Fixed Returns, Fixed Tenure

Debt securities issued by companies, NBFCs, or corporations referred as issuers. Corporate bonds offer fixed returns within a fixed tenure called yield to maturity (YTM).

Regular Interest Payments

Investors provide funds to the issuer, who offers fixed returns through periodic interest and principal payments, made monthly, quarterly, or semi-annually.

Credit-Rated for Safety

Independent agencies like CRISIL, ICRA, and CARE assess the issuer's financial health and assign credit ratings between AAA (highest) to D (lowest). A higher rating indicates a lower risk.

Easy Exit Option

Corporate bonds offer liquidity through the secondary market, allowing investors to sell bonds before maturity.

Buy Corporate Bonds
Corporate Bond
✦ 6,01,455 Investors✦ ✦ Rated by BBB+ accreditation✦ ✦ Fixed Monthly Returns✦ ✦ 6,01,455 Investors✦ ✦ Rated by BBB+ accreditation✦ ✦ Fixed Monthly Returns✦ ✦ 6,01,455 Investors✦ ✦ Rated by BBB+ accreditation✦ ✦ Fixed Monthly Returns✦

WHY INVEST IN CORPORATE BONDS

Higher Returns than FD, Less Risky than Equity

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RETURN %REPAYMENTINFLATION PROTECTIONRISKVALUE ON MATURITY
Corporate Bonds14.25%MonthlyYesLow-Medium₹11,42,500
Equity MFs6.18%NoneNoHigh₹10,61,800
Debt MFs9.1%NoneNoLow₹10,91,000
Fixed Deposit6.96%At maturityNoLow₹10,69,600
Gold29.54%NoneYesMedium₹12,95,400

Above are indicative returns for investments done in the last 1 year (as of 1-May-25). Actual returns will be as per the offer document received at the time of investment.

Know the assumptions

Returns Visualisation for Corporate Bonds

Detailed View

DateCashflow
May 20, 2025₹10,00,000 (Investment)Positive cashflow
June 20, 2025₹8,785 (Month 1 Int.)Negative cashflow
July 20, 2025₹8,502 (Month 2 Int.)Negative cashflow
August 20, 2025₹8,785 (Month 3 Int.)Negative cashflow
September 20, 2025₹8,785 (Month 4 Int.)Negative cashflow
October 20, 2025₹8,502 (Month 5 Int.)Negative cashflow
November 20, 2025₹8,785 (Month 6 Int.)Negative cashflow
December 20, 2025₹8,502 (Month 7 Int.)Negative cashflow
January 20, 2026₹8,785 (Month 8 Int.)Negative cashflow
February 20, 2026₹8,785 (Month 9 Int.)Negative cashflow
March 20, 2026₹10,07,935 (₹7,935 Int. + ₹10,00,000 Principal)Negative cashflow

Overall View

MetricValue
Effective XIRR (basis monthly cashflow)15.22%
Total Investment₹10,00,000Positive cashflow
Total Interest Earned (through 10 months)₹86,151Negative cashflow
Total Return₹10,86,151Negative cashflow

GET EXPERT ASSISTANCE

Connect with us for quick introduction to bonds

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Email

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HOW IT WORKS

Invest in Bonds starting with ₹10,000

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Step 1

Explore

Choose a bond that fits your financial goal

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Step 2

KYC

Complete KYC with PAN, Aadhaar, Bank & Demat A/c

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Step 3

Invest & earn

Invest via UPI/ NB & earn as per pre-determined schedule

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Step 4

Top up

Reinvest the returns every month to get higher payouts

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Investors Trust Us

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Interest Paid Out

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Investments Enabled

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Open to Invest

How to evaluate corporate bonds investment

  • Look for Ratings: Independent agencies like CRISIL, ICRA, and CARE rate bonds based on the issuer’s financial health. Understand the Rating Scale: Ratings range from high (AAA) to low (D). Higher ratings mean lower risk but often lower returns, while lower-rated bonds carry higher risk and potential for higher returns.

  • Secured vs. Unsecured Bonds: Secured bonds are backed by assets (collateral) which means, in case of a default, these assets can be used to repay investors. Unsecured bonds don’t have collateral and can be riskier. Check Collateral Value: For secured bonds, it’s good if the collateral value is higher than the loan amount, as it helps protect your investment.

  • Short-Term vs. Long-Term Bonds: Bonds can range from short (12 months) to long-term (24+ months). Short-term bonds generally have lower yields and risk, while long-term bonds can offer higher returns but come with more uncertainty.

  • Check the YTM: This is the total return you can expect if you hold the bond until it matures. It factors in both the coupon payments and any gain or loss if the bond was bought at a discount or premium

Buy Corporate Bonds

Frequently asked questions

Everything you need to know about investing in Bonds.

What are bonds, and how do they work?-

Bonds are fixed-income securities where you lend money to an issuer (like a company or government) for a fixed period. In return, you receive periodic interest payments and get your principal amount back at maturity.

What are the benefits of investing in corporate bonds?+
How do I invest in bonds on Stashfin?+
What risks are involved in bond investments?+
When and how will I receive my interest and principal?+
Can I sell my corporate bonds before maturity?+
What are credit ratings, and how do they impact my investment?+
Do I need a Demat account to invest in bonds?+
Are bond returns guaranteed?+
What happens if the bond issuer defaults?+
I am facing issues with my investment or cashback. What should I do?+
Why do I need to submit my bank details for cashback?+
When will I receive the cashback?+
More FAQs here

Our Blogs

Blog: Different Types of Bonds

Different Types of Bonds

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Bonds vs Debentures

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What is the Bond Market?

Meaning, Rates, and its Types?

3 months ago6 min read
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What’s the Difference?

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Here's what our clients have to say about our products

With equity markets so volatile recently, I was actively looking for safer, better-yielding options. That's when I tried Stashfin Bonds. The interest payout every month gives me a sense of additional income, and the entire KYC + onboarding took under 10 minutes. Highly recommend it to anyone exploring fixed-income investments.

Rohit Malhotra

Software Engineer - Bengaluru

This is my first time investing outside traditional FDs and mutual funds. The Stashfin app made it incredibly simple to understand the product, complete my KYC, and invest. The monthly interest payout notification honestly feels like a reward every time!

Nikita Sharma

Marketing Consultant - Gurugram

I invested in bonds via Stashfin around two months ago, and I've already received two monthly interest credits. The returns are better than what I get on my FDs, and I love that the instrument is SEBI-regulated. It's transparent and dependable

Aman Rathi

Software Engineer - Bengaluru

The consistent monthly returns have added a stable component to my investment portfolio. I appreciate how the Stashfin team explained the product details clearly, making the decision to invest much easier.

Priya Mehta

Financial Analyst - Mumbai

After researching various investment options, I chose Stashfin bonds for their competitive interest rates and straightforward process. The regular payouts have been exactly as promised - no surprises, just reliable returns.

Vikram Singh

Business Owner - Delhi