Instant Stashfin UPI Setup, Limits & Charges Guide
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Need a Quick Way to Manage & Understand Stashfin UPI Limits & Charges?
Enjoy an instant, 100% digital payment solution designed to help you execute seamless money
transfers across India without service drop-offs or unexpected fee penalties. Positioned as a core
utility layer, UPI enables 24x7 instant fund transfers directly from your linked bank account or
RuPay credit card. While general daily limits cap Person-to-Person (P2P) and standard merchant
transfers at ₹1,00,000, specialized high-value categories like Tax Payments, IPO Applications, and
Healthcare & Education allow limits up to ₹5,00,000 per transaction.
Stashfin offers a streamlined digital interface for a secure checkout in just a few taps using your
preferred UPI handle. Keep your primary bank connections reliably active while managing personal
expenses with complete financial transparency.
Key Benefits & Coverage
| Transaction Type / Feature | Typical Limit | Details & Benefits |
|---|---|---|
| Person to Person (P2P) | Up to ₹1,00,000 per transaction | Instant money transfers directly between personal bank accounts |
| Merchant Payments (P2M) | Up to ₹1,00,000 | Standard retail & online checkout (higher limits for select merchant categories) |
| IPO Applications | Up to ₹5,00,000 | Direct ASBA-backed high-value equity & debt market applications |
| Tax Payments | Up to ₹5,00,000 | Direct statutory and tax payments to verified government portals |
| Healthcare & Education | Up to ₹5,00,000 | Elevated payment thresholds for eligible hospitals and educational institutions |
| Platform & Maintenance Fees | ₹0 (100% Free) | Zero annual renewal fees, issuance charges, or standard transaction costs |
Features and Benefits of Stashfin UPI Limits & Charges
Stashfin keeps the limits that apply to you visible and the charges at zero, so you always know
what a payment will cost before you confirm it. The following points cover what you get:
Published Limits, No Surprises:
Every category limit — P2P, merchant, tax, IPO, healthcare and education — is listed up front, so
you can plan a high-value transfer before you start it.
Zero Platform & Maintenance Fees:
There are no annual renewal fees, issuance charges or replacement costs on the UPI layer, and no
convenience fee is added at checkout.
High-Value Categories Supported:
Specialised categories such as tax payments, IPO applications and healthcare or education
transfers carry an elevated ceiling of up to ₹5,00,000 per transaction.
Bank & RuPay Credit Card Funding:
Pay from your linked bank account or from a RuPay credit card on UPI, and switch the funding source
per payment.
Bank-Grade Security:
Payments are authorised with your UPI PIN on a device bound to your SIM, and your account numbers
are never exposed to the merchant.
Transparent Records:
Every transaction writes an instant digital passbook entry you can look up later with its UTR
number.
Remember that your own limit can also be set lower by your bank or by NPCI rules for newly linked
accounts — check the limit your bank applies before a large transfer.
Why Stashfin UPI Over Traditional Payment Options
Stashfin's utility ecosystem is engineered specifically to meet the speed, security, and
convenience required by modern consumers.
| Benefits | Stashfin | Other Platforms |
|---|---|---|
| Payment Settlement | Direct bank-to-bank instant settlement (24x7) | Subject to NEFT/RTGS clearing windows or portal delays |
| Platform Charges | Zero hidden convenience or maintenance fees | May append processing fees or annual card charges |
| Security Architecture | Hardware-level SIM binding & encrypted PIN | Manual password logins or multi-step SMS OTPs |
| Receipt Access | Instant 1-click digital passbook entries | Delayed statement generation or physical receipts |
Get Started in Seconds

Download
Get Stashfin on iOS or Android.

Verify
Complete secure, OTP-based mobile verification linked to your mobile number.

Link
Connect your bank account or RuPay card to start transferring funds instantly.
Frequently Asked Questions
The standard limit for Person to Person (P2P) transfers and standard Merchant Payments (P2M) is up to ₹1,00,000 per transaction.