2016
- Stashfin was founded with a vision to revolutionise financial services in India
Inside Stashfin
Stashfin is a leading fintech platform revolutionizing credit access in India through a technology-driven, user-first approach. Leveraging advanced AI for credit scoring, risk assessment, and real-time decision-making, we deliver personalized and responsible lending solutions. Since inception, we've evolved into a full-stack financial services platform, serving a wide range of user needs across lending, insurance, bonds, payments, and commerce.
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Our Mission
Enhance the economic freedom of middle-income India
Our Vision
Enhance the economic freedom of middle-income India
Values we stand for
Innovate
Dream big, move fast, and constantly reinvent to stay ahead.
Respect the Rules
We have obligations towards regulators, partners and customers.
Customer Obsession
Customers come first. Be human. Be humble.
Integrity
Be Honest and Transparent. No fine print. Honesty before profits.
Efficient Execution
Think like an Owner, Own the Outcome and Stay Mission-Focused.
- • Accountability and Ownership
- • Effective planning
- • Clear goals with milestones defined
- • Customer Focus
- • Agility and Flexibility
Innovate
Dream big, move fast, and constantly reinvent to stay ahead.
Respect the Rules
We have obligations towards regulators, partners and customers.
Customer Obsession
Customers come first. Be human. Be humble.
Integrity
Be Honest and Transparent. No fine print. Honesty before profits.
Efficient Execution
Think like an Owner, Own the Outcome and Stay Mission-Focused.
- • Accountability and Ownership
- • Effective planning
- • Clear goals with milestones defined
- • Customer Focus
- • Agility and Flexibility
Our Founding Members
Tushar Aggarwal
Founder and CEO
Tushar Aggarwal is the Founder and Managing Director of Akara Capital Advisors Private Limited. With over 20 years of experience in global investment banking and private equity, he brings a deep understanding of financial services across the U.S. and India. His career spans top-tier institutions and high-growth companies, equipping him with a unique blend of strategic insight and operational execution.
Before founding Akara Capital, Tushar served as Executive Director at Everstone Capital, where he led investments across Northern India in sectors such as retail and financial services. He previously worked with General Atlantic in New York, focusing on high-growth, technology-enabled businesses, and began his career in investment banking at Goldman Sachs and Lehman Brothers.
Tushar holds a BE in Electrical Engineering from Stony Brook University (Magna Cum Laude), an MBA from The Wharton School at the University of Pennsylvania, and is a CFA Charterholder. He is also a Fellow of the Aspen Institute, a member of the Aspen Global Leadership Network, and the Young Presidents' Organization (YPO).
Shruti Aggarwal
Co- founder
Shruti Aggarwal is the Co-Founder of Akara Capital Advisors Private Limited, with more than 20 years of experience across finance, investment banking, and entrepreneurship. She began her career at PwC in India, followed by a role at Merrill Lynch in New York, where she built a strong foundation in global finance.
Driven by a passion for building customer-centric businesses, she later launched Secret Caché, a luxury boutique in New York, gaining valuable experience in brand building and retail operations. At Akara, Shruti leverages her diverse background to build inclusive financial products that empower underserved and underbanked segments in India.
She is a Chartered Accountant and holds a Bachelor's degree in Commerce from Shri Ram College of Commerce (SRCC) and a Master's degree from Columbia University. Shruti has been recognized in LiveMint's "Change the Narrative" list of 100 Women Entrepreneurs and received the Excellence in Fintech Award at the Economic Times Women Conclave 2025.
Our Advisors
Bhavesh Gupta
Advisor
Bhavesh Gupta brings over 27 years of experience across technology, finance, digital lending, insurtech, and retail banking. He has held leadership roles at Clix Capital, IDFC Bank, ICICI Bank, and Apple Finance, and played a pivotal role in taking Paytm to IPO. He holds an MBA from IMS Indore
View LinkedIn profilePast Associations
Paytm- President & COO
Clix - Founding member & CEO
IDFC Bank- Founding Member and Head
ICICI - General Manager & Head
Vikram Limaye
Advisor
Vikram Limaye is a seasoned financial leader with over three decades of experience across global banking, capital markets, and financial services. He served as MD & CEO of the National Stock Exchange (2017–2022) and previously led IDFC as CEO. Beginning his career with Arthur Andersen, Citibank, and Ernst & Young, Vikram spent 8 years on Wall Street with Credit Suisse First Boston before returning to India. A Wharton MBA and Chartered Accountant, he has contributed to key policy and market reform committees, served on several corporate and non-profit boards, and was appointed by the Supreme Court to the BCCI Committee of Administrators.
Past Associations
NSE
IDFC
Lt. General Sandeep Singh
Advisor
A decorated veteran with 39 years in the Indian Army, Lt Gen Sandeep Singh commanded key operations including in J&K and Nagaland, and held leadership roles in the UN and premier Army institutions like the College of Defence Management and Army War College. An alumnus of NDA and DSSC, he holds a PhD in Business Management and multiple honors including the AVSM (twice), SM, and VSM. He retired as Director General of the Rashtriya Rifles in 2015.
Past Associations
Ladakh Scouts
Jammu and Kashmir Rifles
From vision to reality
Our path has been marked by innovation, growth, and a constant commitment to transforming financial services for millions of Indians.
2017
- Received NBFC Licence
- Raised $5 Million in Pre-Series A
2018
- First Debt deal with Northern Arc
- Crossed INR 10 Cr monthly disbursal
2019
- First Bank partnership (AU SFB)
- Linkedin: 25 hottest Indian companies to work
- Akara AUM crossed 100Cr
2020
- Raised Series B, $30M led by Tencent, Altara Ventures and Uncorrelated Ventures
- Reached 5 Lakh Customers
2021
- Launched first non-lending product
- INR 100 Cr + of monthly disbursals
- Akara AUM crossed 100Cr
2022
- Raised Series C round of $55M led by Tencent, Fasanara Capital and Uncorrelated Ventures. Also, raised external commercial borrowings from Fasanara
- Issued first retail NCDs
2023
- Issued first commercial paper
- Reached 20 Lac customers
- Onboarded ICICI bank as a lender, a large private bank in India
- Rated Investment grade (BBB) by ICRA & multiple agencies
- Onboarded State bank of India, as a lender, India's largest public sector bank
2024
- Reached 25 Lac customers
- Moved to New office in Gurgaon
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