Trusted by Millions of users
See why users trust us
2.0 Cr+
App Downloads
1.2 Cr+
Happy Customers
19,500 Cr+
Amount Disbursed
Pan India
Locations Served
Apply for Instant ₹5,00,000 Personal Loan for Urgent Needs
Get a ₹5,00,000 personal loan with instant approval! Quick disbursal, minimal documents and flexible repayments options. Apply online now
No collateral required Minimum documentation Flexible repayment options Apply for Instant ₹5,00,000 Personal Loan for Urgent Needs
Planning something ambitious? A ₹5,00,000 personal loan can turn that plan into reality. Fast, flexible, and fully digital, Stashfin offers quick access to funds along with dependable support when you need it most.
Big dreams deserve strong financial backing—and that’s where Stashfin plays a major role. Known for its speed and transparency, it is a trusted digital lending solution that offers an instant ₹5,00,000 emergency loan with a simple and secure application process.
Key Benefits
- Instant loan approval
- Fast disbursal to your bank account
- Pay interest only on the amount you use
- No hidden charges
Get the money you need—when you need it most.
Download the Stashfin app now and apply for your ₹5,00,000 personal loan today.
Calculate your EMI
Flexible loan amount & tenure Instant EMI estimate, no guesswork Apply directly from the calculator Take a step further. Calculate your available credit line.
Interest Rate % p.a.
This is an estimate. Actual EMI may vary based on lender terms. Loan by Requirement
Eligibility Criteria for Personal Loan
To avail a personal loan, you need to fulfil the following basic criteria:
Age Criteria
18 to 59 years
Income
Minimum monthly income as per policy
Employment
Both salaried and self-employed are eligibles
Credit Score
Fair credit score of 730 or above, though exceptions may apply
Getting an instant personal loan with Stashfin is quick and 100% digital.
Apply Now Documents Required for Personal Loan
To make the process hassle-free, keep these documents handy:
Address Proof 
IDENTITY PROOF 
BANK STATEMENTS How to Apply for Personal Loan
Sign up
Download the Stashfin app and complete a quick registration
Apply online
Fill out the simple application and upload required documents
Get Approved
Receive instant approval based on your profile and credit score.
Receive Funds
Get funds directly in your bank account within hours
Start your loan application now and get instant approval!
Tenure, Interest Rates, and Personal Loan Charges
Below is a detailed breakdown of the financial obligations associated with the loan, including interest rates, standard fees, foreclosure details as per our internal policies. This overview aims to ensure complete transparency regarding the total cost of borrowing.
Fee Structure
| Fee Type | Applicable Charges |
|---|---|
| Interest Rate | 0% for up to 30 days. 0% - 39% rates applicable after the interest-free period |
| Platform Fees | 2.85% + 18% GST |
| Transaction Fees | 3% + 18% GST |
| Annualised Percentage Rate or APR | 10% to 45% |
| Tenure | 3-48 Months |
| Foreclosure/Prepayment Charges | NIL |
Representative Loan Example
The following table provides a detailed illustration of the financial commitments for a Stashfin personal loan of ₹40,000 with a repayment tenure of 36 months:
| Loan Component | Amount / Details |
|---|---|
| Disbursed Amount | ₹40,000 |
| Platform Fee (inc. 18% GST) | ₹1,345 |
| Transaction Fee (inc. 18% GST) | ₹1,416 |
| Interest Rate | 0% - 39% per annum |
| Total Loan Amount | ₹42,966 |
| Tenure | 36 months |
| Equated Monthly Installment (EMI) | ₹1,968 |
With minimal paperwork and lightning-fast approval, Stashfin is the go-to choice for individuals seeking a fast personal loan for their personal and professional needs. You could be managing a cash crunch, handling an emergency, or funding a major purchase; an instant personal loan is a smart financial tool made handy for you. With Stashfin, getting access to funds is faster, simpler, and more flexible than ever.
Loan by Requirement
Hear From Our Personal Loan Customers
Here's what our users have to say about our products
I use Stashfin daily to pay my rent and bills. It’s fast, secure, and the reminders save me from late fees!
I was struggling to get a loan, but after using the Credit Builder, my credit score improved, and I started receiving better loan offers. Totally worth it!
I’ve earned real cashback just for doing my usual payments. Stashfin rewards make saving feel effortless.
Stashfin made securing a loan for my child's education fees simple. I just downloaded the app and completed the application within minutes
Thank you, Stashfin, for the prompt loan during my family emergency. The process was simple, quick, and stress-free
Loan by Requirement
Loan by Requirement
Loan by Requirement
Personal Loan In Bangalore
Get Personal Loan In Bangalore
Personal Loan In Pune
Get Personal Loan In Pune
Personal Loan In Hyderabad
Get Personal Loan In Hyderabad
Personal Loan In Jaipur
Get Personal Loan In Jaipur
Personal Loan In Mumbai
Get Personal Loan In Mumbai
Personal Loan In Delhi
Get Personal Loan In Delhi
1 Kg Gold Biscuit
Understand what buying a 1 kg gold biscuit involves, including cost, storage, and a more flexible fractional alternative…
Read more 10 Carat Gold Price
Learn what '10 carat gold' actually refers to, how it compares to Indian purity standards, and how pricing works.
Read more 10 Gram Gold
Understand how 10 gram gold bars are priced and certified, and how digital gold compares as a flexible alternative.
Read more 16 Carat Gold Price
Understand what 16 carat gold purity means, why it exists, and how its pricing compares to higher purity standards.
Read more 18 Carat Gold Rate In Hyderabad
Understand how 18 carat gold pricing works in Hyderabad and how it compares to higher purity options before you buy.
Read more 18 Carat Gold Rate In Patna Today
Understand what determines Patna's 18 carat gold rate and how to check a live, accurate price before buying.
Read moreFrequently Asked Questions
Find answers to common questions about our personal loan services and application process.
A minimum monthly income of ₹30,000 to ₹50,000 is generally required to qualify for an instant personal loan online of ₹5,00,000
