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Stashfin UPI: Feature Guide
The following sections outline the core functionalities designed to provide a seamless, secure, and rewarding payment experience for users.
1. Personalized UPI ID: Shield Your Privacy
Protect your personal mobile number by creating a unique UPI ID of your choice. This ensures your mobile number remains confidential while providing a personalized touch to your payment identity.
2. UPI Lite: Go for PIN-free Payments
Experience lightning-fast transactions for small-value payments.
- Limit: Transact up to ₹1,000 without entering a UPI PIN.
- Setup: Simply link your existing bank account to enjoy a seamless 1-tap experience for daily essentials.
3. Universal Payments: Pay Anyone, Anywhere
Send money in a flash to any recipient, regardless of the UPI app they use, by entering their mobile number or UPI ID. Our interoperable platform ensures instant transactions across the entire UPI ecosystem.
4. Credit Cards on UPI: Higher Rewards
Maximize your benefits by linking your RuPay Credit Card for merchant payments. Enjoy the perks of your bank’s reward policy combined with the speed of Stashfin UPI.
5. Setup AutoPay: Manage Effortlessly
Simplify recurring payments for OTT subscriptions, SIPs, and monthly bills.
- Control: Effortlessly manage, pause, or cancel automated mandates via an intuitive UI.
6. UPI Number: Receive Money on Your Mobile Number
Set your mobile number as a UPI Number to receive money instantly. This eliminates the need to remember complex IDs, making it easy for friends and family to send funds using just your contact details.
7. Split Payments: Seamless Expense Sharing
Divide bills and share expenses with friends and colleagues directly through the Stashfin UPI interface.
- Features: Manage shared expenditures in one place and send reminders to group participants.
8. Link Credit Line: Flexible Funding
Enhance your purchasing power by linking available credit lines from any bank directly to your Stashfin UPI ID, providing maximum flexibility in how you manage your finances.
9. Dispute Management: Real-Time Tracking
Gain peace of mind by raising and tracking disputes for merchant transactions directly with NPCI. Monitor real-time status updates to ensure transparency and quick resolution.
10. Safe & Secure: Real-Time Fraud Checks
Our platform employs advanced fraud mitigation and proactive monitoring to ensure the highest levels of payment safety against unauthorized activity.
11. NPCI Compliant Security Protocol
Built upon a robust framework, Stashfin UPI is fully compliant with NPCI standards, utilizing industry-leading encryption for a secure user experience.
12. Scan to Pay Widget: Pay in Just 1-Tap
Add the "Scan to Pay" icon to your device home screen to skip app login. Simply tap, scan, and pay.
13. Passbook: View Transaction History
Get a comprehensive view of all your transactions—money sent, money received, and current status—all in one place with an intuitive UI.
14. Bill Payments: Frictionless Integration
Pay your Credit Card, Electricity, and other utility bills directly using Stashfin UPI without leaving the app.
15. View UPI Payment Location on Map
A unique security feature allowing you to view the exact payment location on a map, helping you verify spending and detect unauthorized activity.
