How to Set Up UPI Without a Smartphone

Understanding UPI access without smartphones

UPI is widely known for app-based usage, but it can also be accessed without a smartphone through alternative methods such as USSD-based services.

What is USSD-based UPI

USSD allows users to dial a code and access banking services through a menu-driven interface. It works on basic mobile phones without requiring internet access.

Steps to set up UPI without a smartphone

Users can dial the designated USSD code, register their bank account, set a PIN, and start using UPI services through menu options.

What services are available

Users can send money, check balance, and view transaction history through USSD.

Limitations of this method

Compared to apps, USSD has limited functionality and may involve session timeouts.

Benefits for wider accessibility

This method ensures that digital payments are accessible even to users without smartphones.

UPI transactions are governed by NPCI guidelines. Stashfin is an RBI-registered NBFC. Please ensure transaction details are correct before confirming payment.