Blogs & Articles
Insights, tips, and stories to help you make smarter financial choices, stay updated with Stashfin's latest news and ideas.
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New UPI MDR Charges from 15 Oct: Everything You should Know
What are the new UPI MDR charges starting 15 October? Find out how these revised rates affect merchants, consumers, and daily digital transactions.
Dbt Link Account Online
Link your bank account to DBT online in minutes. Step-by-step Aadhaar seeding guide, NPCI mapping status check, and fixes for failed or delayed DBT linking.
Stashfin UPI : Features & Benefits
Explore the comprehensive guide to Stashfin UPI features, including UPI Lite for fast PIN-free payments, linking your RuPay Credit Card for higher rewards, setting up AutoPay, and advanced real-time fraud security checks. Enjoy a seamless and secure payment experience.
Why UPI Transactions Fail During Peak Hours
UPI failures noticeably cluster around certain times of day. Here is exactly why peak-hour load causes more timeouts and failed transactions, and what you can do about it.
Understanding the Virtual Payment Address (VPA)
A VPA is the name-based ID that replaces your account number and IFSC code for UPI payments. Here is how it is structured and why it exists.
What is a UPI Global Merchant?
A UPI Global Merchant is a specific classification that lets international businesses accept UPI payments outside India. Here is what that designation actually means.
Using UPI for Mutual Fund SIPs
Your monthly SIP installment can run entirely through a UPI Autopay mandate. Here is exactly how the setup works, and what happens if a single installment fails.
UPI vs Wallet: Which is Better?
UPI and a digital wallet feel similar at checkout but work on fundamentally different principles. Here is the real distinction, and when each one genuinely makes more sense.
Differences Between UPI and IMPS/NEFT
UPI, IMPS, NEFT, and RTGS all move money instantly or near-instantly today, but they were built for different jobs. Here is how to tell them apart.
UPI Transaction Limits for P2PM Transfers
P2PM, Person-to-Person-Merchant, is its own UPI category with its own limit, distinct from a pure P2P transfer. Here is what that classification actually means and why it exists.
UPI Transaction Limits for Insurance Premiums
An annual insurance premium can run well past UPI's usual cap. Here is the higher limit NPCI actually allows for insurance payments, and how to make sure it applies to you.
UPI Tap and Pay: NFC Based Payments
No QR code, no typing an amount, just a tap. Here is how UPI's NFC-based Tap and Pay feature actually works, and where you can use it today.
