Blogs & Articles
Insights, tips, and stories to help you make smarter financial choices, stay updated with Stashfin's latest news and ideas.
The Impact of Closing Old Credit Cards on Your Score
Thinking of closing an unused card? See exactly how closing credit cards affects your credit score through utilisation and average age of accounts, and when it is still worth doing.
How Credit Utilization Ratio Impacts Your Score
Understand how the credit utilization ratio and debt to credit ratio work, how credit card balance impact shows up on your score, and how to bring your ratio down.
Understanding the FICO Score 8 vs. FICO Score 9
Comparing fico score 8 vs 9? See the real fico score differences in how medical debt, paid collections, and rent are treated across the latest fico versions.
How a Hard Inquiry Affects Your Credit Score
Every loan or card application triggers a hard inquiry credit score dip. See the real hard pull impact and how many points for credit inquiry you can actually expect to lose.
How to Remove Errors from Your Credit Report to Raise Your Score
Spotted a mistake on your credit report? Learn how to file a credit score dispute, fix credit report errors for free, and follow the correct credit repair process.
VantageScore vs. FICO: Why Are My Scores Different?
In a vantagescore vs fico comparison, learn the real difference between fico and vantagescore and understand why credit scores vary depending on which model is used.
