Blogs & Articles

Insights, tips, and stories to help you make smarter financial choices, stay updated with Stashfin's latest news and ideas.

Free Credit Period on Kotak Essentia Platinum Card: What You Need to Know
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Free Credit Period on Kotak Essentia Platinum Card: What You Need to Know

The Kotak Essentia Platinum Card offers a free credit period on purchases made during a billing cycle. This guide explains how the free credit period works on this card, how to maximise it, and how Stashfin's free credit period compares as an alternative.

Stashfin May 21, 2026
Free Credit Period and Mutual Fund Investments in India: A Smart Money Guide
free-credit-period

Free Credit Period and Mutual Fund Investments in India: A Smart Money Guide

Using a free credit period alongside a mutual fund portfolio is one of the smartest financial strategies available to Indian investors. This guide explains how to combine interest-free credit with disciplined investing to keep your portfolio intact while meeting near-term cash needs.

Stashfin May 21, 2026
How a Loan Against Mutual Fund Helps You Avoid Capital Gains Tax on Redemption
LAMF

How a Loan Against Mutual Fund Helps You Avoid Capital Gains Tax on Redemption

Redeeming mutual fund units to meet a liquidity need triggers a capital gains tax liability. A Loan Against Mutual Fund lets you access funds without redeeming your units, preserving your investment and deferring that tax event entirely.

Stashfin May 21, 2026
Using a Loan Against Mutual Fund for Health and Wellness Expenses
LAMF

Using a Loan Against Mutual Fund for Health and Wellness Expenses

Planned health and wellness expenses — medical equipment, home health appliances, preventive care, and elective procedures — can be funded through a Loan Against Mutual Fund without redeeming your investment portfolio. Here is what borrowers need to know.

Stashfin May 21, 2026
How to Finance a Pottery Studio or Ceramic Kiln Using a Loan Against Mutual Fund
LAMF

How to Finance a Pottery Studio or Ceramic Kiln Using a Loan Against Mutual Fund

Explore how ceramic artists and pottery studio owners can use a Loan Against Mutual Fund to fund kilns, wheels, and studio setup without redeeming their mutual fund investments.

Stashfin May 21, 2026
Change in the Credit Period Due to Correction of Invoice: What You Need to Know
free-credit-period

Change in the Credit Period Due to Correction of Invoice: What You Need to Know

When an invoice is corrected after it has been raised, the credit period attached to it may need to be recalculated. This guide explains how invoice corrections affect credit period start dates, what both buyers and sellers need to do, and how to manage the administrative process correctly.

Stashfin May 21, 2026
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