Blogs & Articles
Insights, tips, and stories to help you make smarter financial choices, stay updated with Stashfin's latest news and ideas.
Secured Corporate Bonds: The 2026 Investor’s Guide to Collateral-Backed Debt
A 2026 masterclass on Secured Corporate Bonds in India. Understand the Asset Cover Ratio, the role of the Debenture Trustee, compare them with Unsecured Bonds, and find high-yield opportunities (up to 14.5% p.a.).
What Are Corporate Debt Funds? The 2026 Investor's Guide and FD Alternative
Master Corporate Debt Funds (Corporate Bond Funds) in 2026. Discover the mandatory AA+ rating, why they beat FDs, and the latest STCG slab tax rules for a tax-deferred investment.
What Are Non-Convertible Debentures (NCDs)? The 2026 Investor's Guide
A 2026 comprehensive guide to Non-Convertible Debentures (NCDs). Discover Secured vs. Unsecured, why they are an "FD Killer," and understand the new 12.5% LTCG tax rules for higher, predictable returns in India.
Penal Interest: The 2026 Guide to Fair Lending Practices
Understand the 2026 RBI guidelines on penal charges. Learn how interest capitalization is prohibited, the impact on CIBIL scores, and how to avoid late fees.
PF Withdrawal Guide: The 2026 Masterclass for Salaried Professionals
Master the EPF withdrawal process in 2026. Learn how to use Form 19 and 31, understand the 2026 TDS rules, and get step-by-step instructions for online claims.
54EC Bonds: Property LTCG Tax Exemption, 6-Month Rule & 5-Year Lock-in
A 2026 investor's guide to Capital Gain Tax Bonds (Section 54EC). Learn the 6-month investment rule, the ₹50 Lakh cap, and how to save up to ₹6.25 Lakh in tax on property profits with AAA-rated PSU bonds.
