Blogs & Articles
Insights, tips, and stories to help you make smarter financial choices, stay updated with Stashfin's latest news and ideas.
Understanding the 'Common Library' in UPI Apps
Every time you enter your UPI PIN, a shared piece of NPCI-approved software handles it, not the app itself. Here is what the Common Library actually does and why it matters.
Understanding the 'Request Money' Expiry Time
A UPI collect request does not stay open forever, and understanding its expiry window matters both for requesting money and for approving one safely. Here is how it works.
Understanding the Settlement Cycle in UPI
A UPI payment feels instant to the customer, but what happens on the merchant's side involves a separate settlement cycle. Here is exactly how it works.
Understanding UPI 'Delegated Payments' Logic
Delegated Payments let a primary UPI account holder authorize a secondary user, often a family member, to make payments within a set limit. Here is exactly how it works.
Understanding UPI Signed Intent and QR
A signed QR or Intent carries a digital signature that proves a payment request has not been tampered with. Here is exactly how this protects you from a specific class of UPI fraud.
UPI 123Pay: Payments for Feature Phones
UPI 123Pay brings UPI payments to feature phones and low-connectivity users through four distinct methods. Here is how each one actually works.
