Blogs & Articles
Insights, tips, and stories to help you make smarter financial choices, stay updated with Stashfin's latest news and ideas.
Understanding the Virtual Payment Address (VPA)
A VPA is the name-based ID that replaces your account number and IFSC code for UPI payments. Here is how it is structured and why it exists.
Why UPI Transactions Fail During Peak Hours
UPI failures noticeably cluster around certain times of day. Here is exactly why peak-hour load causes more timeouts and failed transactions, and what you can do about it.
How to Block a Specific VPA or User on UPI
Learn how to block a specific UPI ID or VPA to stop spam collect requests and unwanted payment demands. Step-by-step guide for all major UPI apps.
UPI QR Code Generator for Personal Use
Learn how to create a personal UPI QR code for receiving payments. Understand static vs dynamic QR, security tips, and how to generate your own UPI QR for free.
How to Dispute a UPI Transaction with Your Bank
Step-by-step guide to filing a UPI dispute or chargeback with your bank. Learn the NPCI dispute redressal mechanism, timelines, escalation process, and how to get your money back.
How to Link Multiple Bank Accounts to One VPA
Learn how to link two or more bank accounts to a single UPI app. Step-by-step guide to adding multiple banks, switching between accounts, and managing payments from one VPA.