Blogs & Articles
Insights, tips, and stories to help you make smarter financial choices, stay updated with Stashfin's latest news and ideas.
What to Do if You Overpaid Your Credit Card Bill
Overpaying a credit card bill — sending more money to the card account than the total amount due — is more common than most people expect. Whether it happened through a calculation error, a double payment, or a rounded-up transfer, the money is not lost. This guide explains exactly what happens to the excess amount and the two clear paths available to recover or use it.
How to Set Up Auto-Pay for SBI Credit Card via SBI Card App
Setting up auto-pay for your SBI credit card through the official SBI Card app is one of the most effective ways to ensure your bill is always paid on time without any manual effort. This step-by-step guide covers the complete technical process — from app navigation to mandate activation — for SBI credit card holders.
Can You Pay Credit Card Bill Using Samsung Wallet?
Samsung Wallet is Samsung's unified digital wallet platform that consolidates payment cards, loyalty programmes, identity documents, and payment features for Samsung device users. For credit card holders using Samsung smartphones in India, understanding exactly what Samsung Wallet offers for credit card bill payment — and how it relates to Samsung Pay — clarifies a question that many users ask when first exploring the Samsung ecosystem.
How to Pay Credit Card Bill for a Stolen Card
Discovering your credit card has been stolen is stressful enough without the added confusion of figuring out what happens to the outstanding balance on the account. The card is gone — but the financial obligation attached to it is not. Understanding exactly how to manage and settle dues on a stolen or lost card prevents late fees, interest charges, and credit score damage during an already difficult situation.
Impact of Credit Card Bill Payment on Debt-to-Income Ratio
Your debt-to-income ratio — the proportion of your monthly income that goes toward debt obligations — is one of the most important but least discussed factors in loan eligibility assessment. How you manage your credit card bill payments directly shapes this ratio, and understanding the connection can meaningfully improve your chances of securing a home loan, car loan, or personal loan on favourable terms.
Paying Credit Card Bill via CRED: Pros and Cons
CRED has built one of the most distinctive identities in Indian fintech by making credit card bill payment its core product. Millions of cardholders use it every month. But underneath the polished interface and reward gamification, there are real advantages and real limitations worth understanding before deciding whether CRED belongs in your monthly financial routine.
