Blogs & Articles
Insights, tips, and stories to help you make smarter financial choices, stay updated with Stashfin's latest news and ideas.
How to Pay Union Bank CC Bill via SMS Banking
Union Bank of India's SMS banking service allows registered customers to access account information and perform basic banking transactions through simple text message commands sent from the registered mobile number. For Union Bank credit card holders, this service offers a channel for credit card bill payment without requiring a smartphone, internet connectivity, or app installation.
Disputing an Unauthorized Credit Card Transaction: Should You Pay the Bill?
Discovering an unauthorized transaction on a credit card statement — a charge you did not make and do not recognise — raises an immediate question about the upcoming bill: should you pay the disputed amount, withhold payment while the dispute is resolved, or pay everything except the disputed charge? The answer has significant consequences for your credit score and your financial standing, and getting it wrong can cost more than the disputed amount.
Paying Credit Card Bill via CRED: Pros and Cons
CRED has built one of the most distinctive identities in Indian fintech by making credit card bill payment its core product. Millions of cardholders use it every month. But underneath the polished interface and reward gamification, there are real advantages and real limitations worth understanding before deciding whether CRED belongs in your monthly financial routine.
Impact of Credit Card Bill Payment on Debt-to-Income Ratio
Your debt-to-income ratio — the proportion of your monthly income that goes toward debt obligations — is one of the most important but least discussed factors in loan eligibility assessment. How you manage your credit card bill payments directly shapes this ratio, and understanding the connection can meaningfully improve your chances of securing a home loan, car loan, or personal loan on favourable terms.
LIC or Term Insurance: Which Is Better for Your Family's Financial Protection?
The question of whether LIC plans or pure term insurance is better comes down to understanding what each product actually does — and matching it to your specific financial protection need. This guide provides an honest, evidence-based comparison to help you make the most financially sound life insurance decision for your family.
How to Pay Credit Card Bill for a Stolen Card
Discovering your credit card has been stolen is stressful enough without the added confusion of figuring out what happens to the outstanding balance on the account. The card is gone — but the financial obligation attached to it is not. Understanding exactly how to manage and settle dues on a stolen or lost card prevents late fees, interest charges, and credit score damage during an already difficult situation.
