Blogs & Articles
Insights, tips, and stories to help you make smarter financial choices, stay updated with Stashfin's latest news and ideas.
Best Debt Funds for a 3-Year Investment Horizon
Thinking about where to park your money for three years? Debt funds can offer a relatively stable, tax-efficient path compared to traditional fixed-income options. This guide helps you understand what to look for in a debt fund suited to a 3-year horizon, especially in today's evolving interest rate environment.
The "Closet Indexing" Trap: Why Your Active Fund is Failing
You pay for active management but get index-like returns. Learn how closet indexing in mutual funds drains your wealth quietly and what you can do about it.
The Rise of "Interval" SIFs: Liquidity vs. Returns
Interval Specialized Investment Funds are gaining attention among debt investors who want a balance between higher return potential and structured liquidity. Learn how these instruments work and what to consider before investing.
Mutual Fund "Joint Holding" vs. "Either or Survivor"
When investing in mutual funds with a spouse or family member, choosing the right holding mode matters as much as choosing the right fund. Understanding the difference between Joint Holding and Either or Survivor can protect your investment and simplify future access.
Taxation of SIFs: Why they Beat PMS in 2026
Specialized Investment Funds offer MF-style tax efficiency, including long-term capital gains treatment, without triggering tax on every internal portfolio rebalancing trade — a key structural advantage over Portfolio Management Services.
What is a "Climate Transition" Fund?
Climate transition mutual funds invest in companies that are actively working to reduce their carbon footprint and align with a lower-emission future. Learn what these funds are, how they work, and whether they may suit your investment goals.
