Blogs & Articles
Insights, tips, and stories to help you make smarter financial choices, stay updated with Stashfin's latest news and ideas.
What is a "Stewardship Audit" in Mutual Funds?
A stewardship audit helps investors understand whether their fund manager is voting ethically, engaging responsibly with companies, and acting in the best long-term interest of unitholders. Learn what this means for your mutual fund investments.
Best Life Cycle Funds for Early Accumulators (20s)
If you are in your twenties and thinking about long-term wealth creation, life cycle funds offer a smart, hands-off approach to investing. Designed to automatically shift your asset allocation as you age, these funds are particularly well suited for Gen Z investors who want a disciplined 90% equity and 10% debt split for goals that are decades away.
Understanding the Graded Exit Load (3-2-1% Rule)
Exit loads can quietly reduce your mutual fund returns if you redeem at the wrong time. Understanding the graded exit load structure, often described as the 3-2-1% rule, helps you plan redemptions wisely and keep more of what you earn.
Best Sectoral Debt Funds: Infrastructure & Tolls
Infrastructure debt funds invest in long-term bonds issued by companies building roads, bridges, power plants, and toll highways. Learn how these funds work and whether they suit your investment goals.
Liquidating "Solution-Oriented" Funds: 2026 Rules
SEBI's 2026 guidelines are reshaping how solution-oriented mutual fund schemes — including children's funds and retirement funds — operate and merge. If you hold any of these schemes, understanding the new rules can help you make informed decisions about your investments.
How to Hedge Equity with the 35% Gold Rule
Equity markets can be unpredictable, and seasoned investors often look for ways to cushion their portfolios against sharp downturns. One approach that has gained quiet but steady attention is the practice of allocating a meaningful portion of a portfolio to gold alongside equity holdings. This piece explores the concept of using gold in equity mutual funds portfolios as a hedging tool, with a particular focus on the idea behind the 35% gold allocation principle.
