Blogs & Articles
Insights, tips, and stories to help you make smarter financial choices, stay updated with Stashfin's latest news and ideas.
Medical Claim Form: How to Fill and Submit a Health Insurance Claim in India
The medical claim form is the foundational document for any health insurance reimbursement claim in India. Understanding what information the form requires, how to fill it correctly and what documents to attach determines whether your claim is processed quickly and completely or delayed by queries and documentation requests.
Medical Insurance Age Limit: What You Need to Know About Entry and Renewal Age
Health insurance age limits determine who can buy a new policy and how long an existing policy can be renewed. IRDAI regulations have progressively removed barriers for senior citizens, but entry age, children's coverage age and lifetime renewability terms still vary by insurer and product. This guide explains all the age rules that affect health insurance in India.
Mediclaim Policy: What It Is, How It Works and How to Choose the Right One
A mediclaim policy is the everyday term for health insurance in India — covering hospitalisation costs when you or your family need medical treatment. This guide explains what a mediclaim policy covers, how cashless and reimbursement claims work, what to look for when buying and how to choose the right plan for your needs.
Motor Liability Period in Car Insurance: What It Means and Why It Matters
The motor liability period in car insurance refers to the duration of the third-party liability coverage — the mandatory component of every motor insurance policy. Understanding what the liability period means, how long it runs, what IRDAI regulations require for new vehicles and how it affects your overall car insurance coverage is essential for every car owner.
Motor Surveyor: What They Do and How They Affect Your Car Insurance Claim
A motor surveyor is the licensed professional who assesses vehicle damage and determines the repair cost for car insurance claims. Understanding what motor surveyors do, how the survey process works and how to work effectively with a surveyor helps ensure your claim is assessed fairly and settled accurately.
Multi Travel Insurance: Why Annual Multi-Trip Cover Is Smarter Than Single-Trip Policies
Multi-trip travel insurance — also called annual travel insurance — covers all international trips taken within a twelve-month period under a single policy. For frequent travellers making two or more international trips a year, it is significantly more cost-efficient than buying separate insurance for each trip. This guide explains how multi-trip travel insurance works and when to buy it.
