Blogs & Articles
Insights, tips, and stories to help you make smarter financial choices, stay updated with Stashfin's latest news and ideas.
CIBIL Score Impact Overdraft India
An overdraft facility can be a convenient financial tool, but many borrowers in India are unaware of how it interacts with their CIBIL score. Understanding how OD accounts are reported to credit bureaus can help you use this facility responsibly.
How a Credit Card Balance Transfer Affects Your CIBIL Score
Learn the CIBIL implications of a credit card balance transfer in India. Discover how transferring debt can impact your credit utilization and score.
What Is SMA Status on Your CIBIL Report in India?
Understand the SMA 0, 1, and 2 classifications in your CIBIL report. Learn how Special Mention Account status affects your future loan eligibility.
What Does Suit Filed Mean on Your CIBIL Report in India?
Discover the meaning of 'Suit Filed' status on your CIBIL report. Learn about the legal consequences and the long-term impact on your creditworthiness.
How Startup Founders Can Build a Strong CIBIL Score in India
Essential credit building tips for Indian entrepreneurs. Learn how to maintain your personal CIBIL score while managing the financial risks of a startup.
How Senior Citizens Can Maintain a Good Credit Score in India
Learn how retirees in India can maintain a healthy CIBIL score without a monthly salary. Explore the importance of credit in post-retirement life.