Blogs & Articles
Insights, tips, and stories to help you make smarter financial choices, stay updated with Stashfin's latest news and ideas.
54EC Bonds: Property LTCG Tax Exemption, 6-Month Rule & 5-Year Lock-in
A 2026 investor's guide to Capital Gain Tax Bonds (Section 54EC). Learn the 6-month investment rule, the ₹50 Lakh cap, and how to save up to ₹6.25 Lakh in tax on property profits with AAA-rated PSU bonds.
What Are Commercial Papers? The 2026 Indian Investor's Guide
A 2026 guide to Commercial Papers (CP) in India. Learn about the 7-day to 1-year maturity, ₹5 Lakh denomination, unsecured debt risk, and eligibility to invest in these short-term market instruments.
What Are Corporate Debt Funds? The 2026 Investor's Guide and FD Alternative
Master Corporate Debt Funds (Corporate Bond Funds) in 2026. Discover the mandatory AA+ rating, why they beat FDs, and the latest STCG slab tax rules for a tax-deferred investment.
What Are High-Yield Bonds? Your 2026 Guide to Risk, Reward, and Returns in India
A 2026 guide to High-Yield Bonds in India. Understand the Risk Premium, compare 14.5% returns vs. FDs, and learn the latest 12.5% LTCG tax rules to maximize your aggressive income growth.
What Are Non-Convertible Debentures (NCDs)? The 2026 Investor's Guide
A 2026 comprehensive guide to Non-Convertible Debentures (NCDs). Discover Secured vs. Unsecured, why they are an "FD Killer," and understand the new 12.5% LTCG tax rules for higher, predictable returns in India.
What Are RBI Floating Rate Savings Bonds? The 2026 Sovereign Guarantee Guide
A 2026 guide to FRSB. Learn about the Sovereign Guarantee, the NSC-linked 8.05% floating rate, the 7-year lock-in, premature withdrawal rules for senior citizens, and how to buy these highly secure, taxable bonds.