Back
How to Pay RBL Bank Credit Card Bill via Mobikwik
Mobikwik is one of the older homegrown payment apps in India and continues to be a popular choice for credit card bill payments. RBL Bank credit cards are listed in its biller catalogue, which means you can settle your RBL bill using the Mobikwik wallet balance, a linked UPI handle, or a saved debit card. The flow is similar to other UPI-driven apps, with the wallet adding an extra layer of convenience for users who keep cashback or refunds parked there.
Why Mobikwik works well for RBL Bank cards
The app supports the RBL Bank credit card biller through Bharat BillPay, so the bill amount is fetched automatically once the card is added. You can fund the payment from any source supported by Mobikwik, including the wallet, UPI from any bank, or a previously saved debit card. The wallet route is particularly handy when you have residual balance from earlier transactions or cashback that you want to use up.
Information you need before you begin
Keep your sixteen-digit RBL Bank credit card number ready and confirm that the registered mobile number on the credit card account is reachable. The latest statement is helpful to verify the total amount due, the minimum amount due, and the due date. If the chosen funding source is UPI or a debit card, the corresponding personal identification number should also be in mind, since the funding bank will use it to authorise the transaction.
Adding RBL Bank as a credit card biller in Mobikwik
Open Mobikwik and tap the credit card bill payment tile, which is usually visible on the home screen. Choose the option to add a new credit card and select RBL Bank from the list of issuers. Enter your sixteen-digit credit card number and the cardholder name, and confirm. The app validates the card with the issuer and saves it to your profile, after which the outstanding amount and the due date appear automatically each cycle.
Paying the credit card bill
Return to the credit card section of Mobikwik and tap the saved RBL Bank card. The current bill amount is displayed along with the due date. Choose to pay the total amount, the minimum amount, or any custom value above the minimum. Select the funding source, which can be the Mobikwik wallet, a linked UPI handle, or a saved debit card, and confirm. Authenticate with the personal identification number or one-time password requested by the funding source.
Confirmation, receipt, and history
On successful payment, the app shows a confirmation screen with the transaction reference number, the date, the time, the amount, and the funding source. The same details are stored in the transaction history of the app and are also sent to your registered mobile number through a short message. The credit card balance is generally updated within a few minutes for most flows.
Wallet, UPI, or debit card – which to choose
The wallet route is the fastest if you already have enough balance there, since there is no second authentication step. UPI is the most flexible because you can choose the funding bank account at the time of payment. The saved debit card option is useful when you want to use a specific card for a specific purpose, although the per transaction debit card limit set by the issuing bank still applies.
Cashback and offer awareness
Mobikwik often runs offers on credit card bill payments, including small cashback amounts that are credited back to the wallet. Read the terms before claiming, since most offers come with a minimum payment threshold and a usage limit per user. Cashback that lands in the wallet does not earn interest, so use it for the next bill or another payment rather than leaving it idle for long periods.
Handling failures and pending payments
If the funding source is debited but the credit card bill is not updated, Mobikwik usually auto reverses the debit within one working day. If the reversal does not happen, raise a complaint inside the app from the failed transaction screen, and follow up with the bank that issued the funding source. While the issue is being investigated, you can pay your credit card bill on Stashfin to keep the cycle in good standing.
Credit card payment services are subject to applicable terms and conditions. Stashfin is an RBI-registered NBFC. Please read all terms carefully before use.
