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All FAQs
Understanding Bonds & Investment Basics
What are bonds, and how do they work?
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What are the benefits of investing in corporate bonds?
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What are the risks associated with bond investments?
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What are credit ratings, and how do I interpret them?
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The bond return (YTM) is shown as higher than the interest rate (coupon rate). Why is that?
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What’s the difference between Bonds and NCDs?
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What happens when my bond matures?
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How do interest rates affect bond returns?
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Do I need to monitor my bond investments like stocks?
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If I buy a bond, when do I get paid?
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Can I reinvest my bond interest like dividends in stocks?
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Are bond investments long-term only, or are there short-term options?
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Investing in Bonds via Stashfin
Where can I check available bonds and invest?
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How do I invest in bonds on Stashfin?
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Do I need a Demat account to invest in bonds?
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Are bond returns guaranteed?
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When and how will I receive my interest and principal amount?
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Managing & Exiting Bond Investments
Can I sell my corporate bonds before maturity?
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What happens if the bond issuer defaults?
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Support & Cashback Queries
I am facing issues with my investment or cashback. What should I do?
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Why do I need to submit my bank details for cashback?
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When will I receive the cashback?
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Comparing Bonds with Other Investments
How does Stashfin offer returns of up to 15% when traditional FDs provide much lower returns?
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What’s the difference between corporate FDs and bonds?
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If bond returns are similar to Bank FDs, why should I invest in bonds?
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Bonds vs. Mutual Funds – which is better?
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What are the downsides of investing in corporate bond funds?
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Do bonds have trading hours like the stock market?
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Do bonds also have “bull” and “bear” markets?
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Why do bonds have lower returns than some stocks?
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Investor Eligibility & Regulations
Can NRIs invest in bonds via Stashfin?
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Are bond returns guaranteed on Stashfin?
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Taxation & Government Interest Rate Impact
Is the interest earned on bonds taxable?
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Does a change in government interest rates affect my bond’s returns?
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Will there be a tax deduction on bond interest?
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Bond Safety & Default compteScenarios
What happens if the issuing company defaults? Will I get my money back?
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"Secure bond" means my money is guaranteed?
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What does a "secured bond" mean? Is my money guaranteed?
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Are bond returns truly fixed, or can they change?
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Some bonds show higher returns (YTM) than others. Does that mean they are riskier?
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