Calculate your EMI
Use our smart EMI calculator to plan your loan better. Choose your amount, interest, and tenure — get your EMI instantly.
Flexible loan amounts & tenure- Instant EMI estimate — no guesswork
- Apply directly from the calculator
Why Choose Stashfin
Benefits that make us different
We've reimagined the loan experience to make it faster, more transparent, and tailored to your needs.
No Documentation, Instant Verification
Just enter PAN, Aadhaar and a happy selfie. No other paperwork, or branch visit needed.
0% Interest
Enjoy worry-free borrowing with a free credit period from 7 to 30 days with 0% interest.
0% Foreclosure Charges / Prepayment Charges
Get transparent pricing with no surprise charges. What you see is what you pay.
Top-Tier Loan Limits
Access a loan amount up to Rs. 5,00,000 – one of the highest limits in the industry.
Easy online app
We offer a simple, user-friendly digital platform to help users manage their finances with ease.
Quick Approval
Get loan approval within minutes, not days. Our AI-powered system works around the clock.
Trusted by millions of users
App Downloads
Happy Customers
Amount Disbursed
Locations Served
Eligibility Criteria for
Personal Loan Limit
To avail a personal loan, you need to fulfil the following basic criteria:
Age
Applicants must be 21 to 60 years of age
Income
A minimum monthly income as per policy
Employment Status
Both salaried and self-employed are eligible
Credit Score
A fair score of 650 or above is preferred, though exceptions may apply
Whether it is for a sudden emergency or planned expense, apply for a personal loan with ease and convenience.
Documents Required for Personal Loan
To make the process hassle-free, keep these documents handy:
Mandatory Identity Proof
Aadhaar, PAN, or passport
Address Proof
Utility bills, rent agreement, or driving license
Mandatory Identity Proof
Aadhaar, PAN, or passport
Address Proof
Utility bills, rent agreement, or driving license
Bank Statements
Last 3 months' bank statements (Needed for some users only)
Digital bank statement fetched via RBI-approved account aggregator (supports 40+ Banks)
Access a personal loan with Stashfin's seamless process and enjoy a hassle-free borrowing experience.
How to Apply for a Personal Loan Online
Sign up
Download the Stashfin app and complete a quick registration.
Apply online
Fill out a simple application and upload required documents.
Get approved
Receive instant approval based on your profile and credit score.
Receive funds
Get funds directly in your bank account within hours.
Flexible Tenure, Interest Rates & Charges on Personal Loans
Personal Loan Offers Tailored to Your Monthly Income
Get your interest-free* loan now!
*up to 30 days
Types of personal loans provided by StashFin
Travel Loan
Instant funds for vacations or on-trip expenses, anytime and anywhere.
Marriage Loan
Quick personal loan to plan and celebrate a dream wedding.
Medical Loan
Handle emergency or planned medical expenses with instant financial support.
Education Loan
Support higher education or school fees with fast, flexible loans.
Home Renovation Loan
Upgrade, repair, or furnish your home easily with quick loan access.
Consumer Durable Loan
Buy essential appliances like TVs or fridges with instant personal loans.
Gadget Loan
Get the latest smartphone or gadgets now with instant loan approval.
Car Loan
Finance your new or used car easily with competitive personal loans.
Two-Wheeler Loan
Own your dream two-wheeler fast with a quick personal loan.
Get a Personal Loan for Different Amounts
Personal Loan
Personal Loan
Personal Loan
Personal Loan
Personal Loan
Personal Loan
Join thousands of satisfied customers who have chosen Stashfin for their loan needs. Apply now and get funds in your account quickly.
Personal Loans that Cater to Your Profession
Related Products For You
Instant Personal Loans, Now in Your City
Chennai
Delhi
Mumbai
Bangalore
Hyderabad
Pune
Patna
Ahmedabad
Jaipur
Lucknow
Hear From Our Personal Loan Customers
Here's what our users have to say about our products
I use Stashfin daily to pay my rent and bills. It’s fast, secure, and the reminders save me from late fees!
Priya Mehra
New Delhi
I was struggling to get a loan, but after using the Credit Builder, my credit score improved, and I started receiving better loan offers. Totally worth it!
Rohit Kapoor
Mumbai
I’ve earned real cashback just for doing my usual payments. Stashfin rewards make saving feel effortless.
Sneha Rao
Jaipur
Frequently asked questions
Everything you need to know about the product and billing.
Minimum monthly income ranges between Rs. 30,000 to Rs. 50,000 for a ₹5,00,000 loan.
Yes, even a first-time borrower with no credit history can be given a ₹5,00,000 personal loan if they have steady income and adequate documentation.
No. With Stashfin, there is transparency. All the fees from processing charges and interest to any late payment charge is clearly explained in simple terms in the offer for a ₹5,00,000 loan so that you know what you would get.
Yes. Self-employed individuals with steady income and supporting documents can easily apply for a ₹5,00,000 personal loan.
There is no need for a guarantor to apply for a ₹5,00,000 loan. It is an unsecured loan on the basis of your profile and income.
Personal Loan Blogs
Instant personal loan up to ₹5,00,000
Need a personal loan fast? Stashfin makes it easy with instant loans up to ₹5,00,000*, minimal documentation, and a completely online process.
