Collection of user Information:
By registering with Stashfin or beginning an application on the Website or Mobile Application for any product or service, you are consenting to be contacted by us through written notices, email messages, text messages, WhatsApp, Telegram or telephone, and, in connection with any such telephone calls, you consent to the use of pre-recorded/artificial voice messages and/or automatic dialing devices, at any telephone number associated with your Stashfin account, including mobile telephone numbers we have for you in our records or from other public and nonpublic databases we may lawfully access. You hereby allow Stashfin to contact other individuals via your phone contact list and/or phone address book to provide updated employment, location, and contact information for you in case Stashfin is unable to reach you on your registered mobile number. You understand that anyone with access to your telephone or email account may listen to or read the messages Stashfin leaves or sends you, and you agree that Stashfin will have no liability for anyone accessing such messages. You expressly authorize Stashfin to monitor and record your calls with Stashfin. You agree that Stashfin may contact you using the information you provided with information and offers of services available through Stashfin website and mobile application.
The information we collect will depend on the products and services we offer, on an ongoing basis. If you do not allow us to collect all the information we request, we may not be able to deliver all of these services effectively.
You understand that, by creating an account or by registering through Third party websites, Stashfin and other parties will be able to identify you by your Stashfin profile. However, Stashfin will not be liable under any circumstance for the generation of your profile or the information you provide therein. Stashfin will also not be liable for any information collected in the form of SMS, contacts, media or any other sources that the users might upload, the data collection process may extract, the use and misuse thereof. We will ask for your bank account details only for the Service.
Third-party sharing of your information
We will take utmost care to ensure that your personal information is not shared with the public and that your transactions on the Website and Mobile Application are confidential. If we use any third parties for any of these transactions, we will also make sure that confidentiality is maintained with these authorized third parties. We only share your personal information with affiliated third parties as permitted or required by law. When we share your personal information with vendors and service providers who perform functions on our behalf, we require that they keep your information confidential and secure and that they use it only as is reasonably necessary to carry out their work or comply with applicable law. We may share your personal information with affiliates and as part of joint marketing campaigns with other financial companies. In addition, personal information may be disclosed or transferred to our affiliates and as part of, or during negotiations of, a merger, consolidation, sale of company assets or equity, financing, acquisition, strategic alliance or in any other situation where personal information may be transferred as one of the business assets of Stashfin.
Protecting your information
We have administrative, technical and physical safeguards designed to protect the security, confidentiality and integrity of your personal information. We store all the customer data on AWS cloud servers to reduce the risks of loss, misuse, unauthorized access, disclosure and alteration. Some of the safeguards we use are firewalls, SSL data encryption and access authorization controls. In addition, your personal information resides on servers or in areas of facilities that only selected Stashfin personnel and contractors have access to.
However, you understand and accept that there’s no guarantee that data transmission over the internet will be completely secure and that any information that you transmit to us is at your own risk. We assume no liability for any disclosure of information due to errors in transmission, unauthorized third party access to our Website and Mobile Application and databases or other acts of third parties, or acts or omissions beyond our reasonable control and you shall not be entitled to hold Stashfin responsible for any breach of security.
Your choices regarding your personal information
You can access all of your personal and personally identifiable information that we collect and maintain by logging in to your account and going to “My Profile”. This section of the site is password-protected to better safeguard your information. To protect the confidentiality of such personal information, you should not divulge your password to anyone. You are responsible for all uses of the Website and Mobile Application by any person using you Login ID and password. As a registered user, you can update, physical address, phone numbers, education and employment information at any time on the website. If you need to change any other information in your profile, you can contact us through the ‘Contact Us’ section on our Website and Mobile Application.
It is possible for you to configure your browser so that it does not receive cookies. However, this means you will be unable to use secure services that require cookies in order to participate. Some of those services include (but are not limited to) our online application and some other features.
Information from advertisements on other websites
We place and track advertisements on third-party websites. Like many advertisers, we advertise our products and services, and we contract with third parties to place advertisements, on websites not affiliated with us where we think the advertisements are likely to be most relevant. These advertisements may contain cookies or other mechanisms that allow tracking of your response to our ads. Along with our contracted third parties, we track and report performance of our advertising and marketing campaigns by using cookies, web beacons, and other similar technology, which may be used to collect and store information about user visits, page visits and duration, and the specific ad or link that the user clicked on to visit the site. No personally identifiable information is stored during this process.