Personal Loan in Chandigarh
A personal loan is also known as an unsecured and multipurpose loan. Whether you are looking to pay off your existing debts or covering your emergency expenses, opting for a personal loan can be the best option. You can also take a personal loan to pay your emergency medical bills, wedding expenses, funding your education fees, purchasing personal durable goods, covering travel and home renovation expenses etc.
Chandigarh is a city and a union territory in India that serves as the capital of the two neighbouring states of Punjab and Haryana. The city is unique as it is not a part of either of the two states but is governed directly by the Union Government, which administers all such territories in the country.
Chandigarh is bordered by the state of Punjab to the north, the west and the south, and by the state of Haryana to the east. It is considered to be a part of the Chandigarh capital region or Greater Chandigarh, which includes Chandigarh, and the city of Panchkula (in Haryana) and cities of Kharar, Kurali, Mohali, Zirakpur (in Punjab).
It was one of the early planned cities in post-independent India and is internationally known for its architecture and urban design. The city has one of the highest per capita in the country. Chandigarh is rated as the wealthiest town in India; Stashfin has started expanding their business in the city by providing personal loans from ₹1000 to ₹5,00,000 to their customers at competitive interest rates.
Along with this, Stashfin also offers a Credit Line Card that allows customers to access line of credit up to ₹5,00,000 and get funds in credit line card within 90 seconds. The customers will pay interest only on the funds they will load on the card. This card could be used at any ATM, POS terminal, or to make online payments.
To obtain a personal loan in Chandigarh with ease, you must have a good credit score. A good credit score will help you to get a loan at a low interest rate. Moreover, there are other factors which you should keep in mind while applying for a loan such as your monthly income, meeting the minimum age requirement, reputation of the company you work, etc.
Documents may be required for a personal loan application to prove that the eligibility criteria are adequately met with. These requirements are different for salaried and self-employed individuals and are the list below.