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Personal Loan Documents

Personal loans are unsecured loans that usually address short term financial needs. Although a financial institution may or may not question the purpose of applying for a personal loan, it has certain eligibility criteria for the same. Documents may be required for a personal loan application to prove that the eligibility criteria are adequately met with. These requirements are different for salaried and self-employed individuals and are the list below.

Salaried:

  • ID Proof - Pan Card
  • Address Prof - Aadhaar Card
  • Copy of cheque of salary bank account
  • 3 month salary slip and 6 month bank statement till date

Self Employed:

  • Income Tax
  • GST Returns
  • Proof of business ownership, and continuity
  • Bank statements of the past 6 months
  • Audited financials from the previous two years
  • Office address proof.