Blogs & Articles
Insights, tips, and stories to help you make smarter financial choices, stay updated with Stashfin's latest news and ideas.
Mutual Fund Portfolio Overlap: The 50% Rule Explained
Mutual fund portfolio overlap occurs when two or more funds you hold invest in largely the same underlying securities, reducing the benefit of diversification. Understanding how regulators are addressing this issue helps investors make smarter, more informed choices.
Best Life Cycle Funds for Retirement (20-Year Horizon)
Planning for retirement over a 20-year horizon calls for a disciplined, long-term investment strategy. Life cycle funds, also known as target date funds, offer a structured approach that automatically adjusts your asset allocation as you move closer to retirement. This guide helps young professionals understand how these funds work and what to look for when choosing the right one.
How Lower Brokerage Caps Benefit Your SIP Returns
Lower brokerage caps on mutual fund transactions mean more of your money stays invested and working for you. Discover how reduced transaction costs can meaningfully improve your long-term SIP wealth creation journey.
The Discontinuation of Children's & Retirement Solution Funds
Solution oriented funds — specifically Children's Funds and Retirement Funds — once occupied a distinct category in the mutual fund landscape. Over time, regulators and the industry moved toward rationalising these schemes, merging them into broader Life Cycle or Hybrid categories. This article explains what happened, why it happened, and what it means for investors.
Low Volatility vs Quality Factor Mutual Funds
Factor investing has gained meaningful traction among Indian investors seeking a more systematic approach to equity exposure. Among the many smart beta strategies available, quality and low volatility stand out as two of the most discussed. Understanding how they differ can help investors align their portfolio choices with their risk appetite and financial goals.
How to Read the New 2026 Mutual Fund Riskometer
The mutual fund riskometer is a visual tool that helps investors quickly understand the risk level of any mutual fund scheme before investing. Understanding how to read this updated six-level riskometer can make your investment decisions more informed and confident.
